Housing
On Curacao you can live the way you want. You can have a (second) home (un) furnished to rent or buy in all styles and sizes, or design and build your own. You can choose between an open or a closed area resort where there is 24 hours a day 7 days a week securit. Well-known closed resorts are; Jan Sofat, Zuurzak, Boca gentil, Cas Aboa Coral Estate, Blue Bay etc.
Almost all houses and villa’s for rent are provided with a yard. You can also opt for an apartment if you do not wish to maintain the yard or garden. The rental prices depend on the size and the location of the property.
There is a large and varied selection of houses for sale. Do not buy a house before getting a valuation report, this way you won’t find any hidden defects. You also need to check what the destination plan is for the plot you want to buy at the Spatial Development and Housing.
When choosing your home you can use a buying agent. This will help you in finding a suitable property but also helps with the negotiations and contacts.
transfer tax
When buying real estate you need to pay 4% transfer tax on the purchase price of the property. This happens at the pass ring of the deed at the notary.
land tax
An owner of principal needs to pay land tax.
Mortgage loan
It is possible in Curacao to close a mortgage loan while you’re based in the Netherlands. You do need to take into account what the maximum height of the amount that can be provided is. The loan may be granted up to 100% in some cases (if the property has a value of approximately Nafl 300.000, -) In addition, it will generally not exceed 80% of the appraised value of the home. If you wish we are happy to help you choose the right bank for your mortgage. The terms of the mortgage is usually between 15 and 20 years, which is shorter than in the Netherlands.
