{"id":31630,"date":"2014-12-04T23:52:07","date_gmt":"2014-12-05T03:52:07","guid":{"rendered":"https:\/\/athomecuracao.com\/?page_id=31630"},"modified":"2026-10-06T19:09:23","modified_gmt":"2026-10-06T23:09:23","slug":"hypotheek-calculator","status":"publish","type":"page","link":"https:\/\/athomecuracao.com\/en\/hypotheek-calculator\/","title":{"rendered":"Hypotheek calculator Cura\u00e7ao"},"content":{"rendered":"<div class=\"athome-calc\" data-athome-calc>\n<style>\n.athome-calc{max-width:760px;margin:0 0 2rem}\n.athome-calc [hidden]{display:none!important}\n.athome-calc__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px 22px;margin:1rem 0}\n.athome-calc__field{margin:0;border:0;padding:0;min-width:0}\n.athome-calc__field>label:not(.athome-calc__keuze),.athome-calc__field>legend{display:block;font-weight:600;margin:0 0 6px;padding:0}\n.athome-calc__field small[lang=en]{display:block;font-weight:400;color:#666;font-size:.85em}\n.athome-calc__field input[type=text],.athome-calc__field input[type=number]{width:100%;box-sizing:border-box;padding:10px 12px;border:1px solid #c9c9c9;border-radius:6px;font-size:16px;background:#fff}\n.athome-calc .athome-calc__keuze{display:inline-flex;align-items:center;gap:6px;margin:4px 18px 4px 0;font-weight:400}\n.athome-calc__keuze small[lang=en]{display:inline;color:#666;font-size:.85em}\n.athome-calc__result{background:#f4f6f7;border-radius:8px;padding:14px 18px;margin:1rem 0}\n.athome-calc__result p{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin:.35em 0}\n.athome-calc__result small[lang=en]{color:#666;font-size:.85em;margin-left:4px}\n.athome-calc__main strong{font-size:1.35em}\n.athome-calc__fout{color:#a1260d}\n.athome-calc__note{font-size:.92em;color:#555}\n<\/style>\n<p>Bereken de bruto maandlast van een hypotheek op Cura\u00e7ao. Vul het leenbedrag, de rente en de looptijd in die de bank u noemt.<\/p>\n<form class=\"athome-calc__form\" action=\"#\" onsubmit=\"return false;\" novalidate>\n<div class=\"athome-calc__grid\">\n<p class=\"athome-calc__field\"><label for=\"athome-calc-bedrag\">Leenbedrag <small lang=\"en\">Loan amount<\/small><\/label><input id=\"athome-calc-bedrag\" name=\"bedrag\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"250.000\"><\/p>\n<p class=\"athome-calc__field\"><label for=\"athome-calc-rente\">Rente per jaar in % <small lang=\"en\">Interest rate per year (%)<\/small><\/label><input id=\"athome-calc-rente\" name=\"rente\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"6\"><\/p>\n<p class=\"athome-calc__field\"><label for=\"athome-calc-jaren\">Looptijd in jaren <small lang=\"en\">Term in years<\/small><\/label><input id=\"athome-calc-jaren\" name=\"jaren\" type=\"number\" inputmode=\"numeric\" min=\"1\" max=\"40\" step=\"1\" value=\"25\"><\/p>\n<fieldset class=\"athome-calc__field\"><legend>Hypotheekvorm <small lang=\"en\">Mortgage type<\/small><\/legend>\n<label class=\"athome-calc__keuze\"><input type=\"radio\" name=\"vorm\" value=\"annuiteit\" checked> Annu\u00efteit <small lang=\"en\">Annuity<\/small><\/label>\n<label class=\"athome-calc__keuze\"><input type=\"radio\" name=\"vorm\" value=\"lineair\"> Lineair <small lang=\"en\">Linear<\/small><\/label>\n<\/fieldset>\n<\/div>\n<\/form>\n<div class=\"athome-calc__result\" aria-live=\"polite\">\n<p class=\"athome-calc__main\"><span><span data-lbl=\"nl\">Maandlast<\/span> <small lang=\"en\" data-lbl=\"en\">Monthly payment<\/small><\/span> <strong data-out=\"eerste\">\u2013<\/strong><\/p>\n<p data-row=\"laatste\" hidden><span>Laatste maand <small lang=\"en\">Last month<\/small><\/span> <strong data-out=\"laatste\">\u2013<\/strong><\/p>\n<p><span>Totale rente <small lang=\"en\">Total interest<\/small><\/span> <strong data-out=\"rente\">\u2013<\/strong><\/p>\n<p><span>Totaal betaald <small lang=\"en\">Total repaid<\/small><\/span> <strong data-out=\"totaal\">\u2013<\/strong><\/p>\n<p class=\"athome-calc__fout\" data-out=\"fout\" hidden>Vul een leenbedrag, een rente van 0 tot 30 procent en een looptijd van 1 tot 40 jaar in.<\/p>\n<\/div>\n<noscript><p>Deze calculator werkt alleen met JavaScript. Zonder JavaScript kunt u de koopgids hieronder lezen of contact opnemen.<\/p><\/noscript>\n<p class=\"athome-calc__note\">De ingevulde waarden zijn een voorbeeld. Bedragen zijn in de valuta van uw lening (XCG, USD of EUR). De uitkomst is de bruto maandlast: rente plus aflossing, zonder eventueel belastingeffect. Het is een indicatie; de bank bepaalt hoeveel u kunt lenen, tegen welke rente en voor hoe lang. Niet meegerekend zijn kosten koper, taxatie, bankkosten, verzekeringen, onderhoud en eventuele VvE- of resortbijdragen.<\/p>\n<h2>Annu\u00efteit of lineair?<\/h2>\n<p>Bij een annu\u00efteitenhypotheek betaalt u, zolang de rente gelijk blijft, elke maand hetzelfde bedrag. In het begin is dat vooral rente, later vooral aflossing. Bij een lineaire hypotheek lost u elke maand hetzelfde bedrag af. De maandlast is daardoor in het begin hoger en daalt daarna elke maand. Vraag uw bank welke aflossingsvormen zij aanbiedt.<\/p>\n<h2>Meer over financieren<\/h2>\n<p>In de koopgids <a href=\"https:\/\/athomecuracao.com\/koopgids\/hypotheek-curacao\/\">Hypotheek op Cura\u00e7ao<\/a> leest u welke eigen middelen en documenten nodig zijn en waarom een financieringsvoorbehoud belangrijk is. Wat u naast de koopsom betaalt, staat in <a href=\"https:\/\/athomecuracao.com\/koopgids\/kosten-koper-curacao\/\">Kosten koper op Cura\u00e7ao<\/a>. Wilt u een aankoop of de financiering bespreken? <a href=\"https:\/\/athomecuracao.com\/contact\/\">Neem contact op<\/a>.<\/p>\n<div lang=\"en\">\n<h2>Mortgage calculator in English<\/h2>\n<p>The calculator above shows the gross monthly payment for an annuity or linear mortgage. Enter the loan amount, interest rate and term your bank quotes; the values shown are an example. The result is an indication only: the bank decides how much you can borrow, at what rate and for how long. Buying costs, valuation, bank fees, insurance and maintenance are not included. Read more in our guides <a href=\"https:\/\/athomecuracao.com\/en\/buyers-guide\/mortgage-curacao\/\">Mortgage in Cura\u00e7ao<\/a> and <a href=\"https:\/\/athomecuracao.com\/en\/buyers-guide\/buying-costs-curacao\/\">Buying Costs in Cura\u00e7ao<\/a>, or <a href=\"https:\/\/athomecuracao.com\/en\/contact\/\">contact us<\/a>.<\/p>\n<\/div>\n<script>\n(function(){\nvar root=document.querySelector('[data-athome-calc]');if(!root){return;}\nvar f=root.querySelector('form');\nfunction num(s){s=String(s||'').replace(\/\\s\/g,'').replace(\/[^\\d.,]\/g,'');if(!s){return NaN;}var d=s.lastIndexOf('.'),c=s.lastIndexOf(',');if(d>-1&&c>-1){var dec=d>c?'.':',';s=s.split(dec==='.'?',':'.').join('');if(dec===','){s=s.replace(',','.');}}else if(d>-1||c>-1){var p=s.split(d>-1?'.':',');var t=p[p.length-1];s=(p.length>2||(t.length===3&&p[0]!=='0'&&p[0]!==''))?p.join(''):p.join('.');}return parseFloat(s);}\nfunction rate(s){return parseFloat(String(s||'').replace(\/[\\s%]\/g,'').replace(',','.'));}\nvar nf=null;try{nf=new Intl.NumberFormat('nl-NL',{minimumFractionDigits:2,maximumFractionDigits:2});}catch(e){}\nfunction geld(x){return nf?nf.format(x):x.toFixed(2);}\nfunction zet(k,v){var el=root.querySelector('[data-out=\"'+k+'\"]');if(el){el.textContent=v;}}\nfunction reken(){\nvar P=num(f.elements.bedrag.value),R=rate(f.elements.rente.value),J=parseInt(f.elements.jaren.value,10);\nvar keuze=f.querySelector('input[name=\"vorm\"]:checked');var lin=!!keuze&&keuze.value==='lineair';\nvar ok=P>0&&R>=0&&R<=30&&J>=1&&J<=40;\nroot.querySelector('[data-out=\"fout\"]').hidden=ok;\nroot.querySelector('[data-row=\"laatste\"]').hidden=!(ok&&lin);\nroot.querySelector('[data-lbl=\"nl\"]').textContent=lin?'Eerste maand':'Maandlast';\nroot.querySelector('[data-lbl=\"en\"]').textContent=lin?'First month':'Monthly payment';\nif(!ok){zet('eerste','\u2013');zet('laatste','\u2013');zet('rente','\u2013');zet('totaal','\u2013');return;}\nvar n=J*12,r=R\/1200,eerste,laatste,rente;\nif(lin){var a=P\/n;eerste=a+P*r;laatste=a+a*r;rente=r*P*(n+1)\/2;}\nelse{eerste=r===0?P\/n:P*r\/(1-Math.pow(1+r,-n));laatste=eerste;rente=eerste*n-P;}\nzet('eerste',geld(eerste));zet('laatste',geld(laatste));zet('rente',geld(rente));zet('totaal',geld(P+rente));\n}\nf.addEventListener('input',reken);f.addEventListener('change',reken);reken();\n})();\n<\/script>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8633,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-31630","page","type-page","status-publish","hentry","property"," post "],"pp_statuses_selecting_workflow":false,"pp_workflow_action":"current","pp_status_selection":"publish","acf":[],"_links":{"self":[{"href":"https:\/\/athomecuracao.com\/en\/wp-json\/wp\/v2\/pages\/31630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/athomecuracao.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/athomecuracao.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/athomecuracao.com\/en\/wp-json\/wp\/v2\/users\/8633"}],"replies":[{"embeddable":true,"href":"https:\/\/athomecuracao.com\/en\/wp-json\/wp\/v2\/comments?post=31630"}],"version-history":[{"count":2,"href":"https:\/\/athomecuracao.com\/en\/wp-json\/wp\/v2\/pages\/31630\/revisions"}],"predecessor-version":[{"id":1453442,"href":"https:\/\/athomecuracao.com\/en\/wp-json\/wp\/v2\/pages\/31630\/revisions\/1453442"}],"wp:attachment":[{"href":"https:\/\/athomecuracao.com\/en\/wp-json\/wp\/v2\/media?parent=31630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}